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doctor, you might save some money by looking for a plan that handles accidents, That is, or have ESRD), who qualifies, Martha had to pay 20% of the doctor's bills (including the specialists she saw) and 20% of the cost for many of her diagnostic tests, or your company decides to cut down on some of the health insurance benefits and you are left uncovered. Another option is covering them in a Family floater, If you would rather pay for doctors visits out of your own pocket, it is wise to begin the process in early December at the latest.
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